The OPay Microfinance Bank is inviting applications for its 2026 Graduate Trainee Programme. This programme is designed to equip recent graduates with hands-on experience, deep industry exposure, and a strong professional foundation within a fast-paced fintech environment. About OPay Microfinance Bank OPay Microfinance Bank is one of Nigeria’s leading fintech-driven financial institutions, providing digital financial services such as payments, transfers, savings, and lending solutions. With millions of users across Nigeria, OPay is focused on improving financial inclusion by delivering fast, reliable, and accessible financial services powered by technology. The company operates in a highly dynamic environment, offering young professionals the opportunity to grow quickly while working on impactful financial products. About the Programme The OPay Graduate Trainee Programme is structured to provide: Hands-on experience in real business operations Deep exposure to the lending business A chance to learn, grow, and build a solid career foundation You will gain practical knowledge across key areas such as credit operations, risk control, and fraud management while working in a fast-paced fintech environment. Programme Structure Training Duration: 12 months intensive programme Post-Training: Up to 3 years long-term career development Location: Ikeja, Lagos Target Position / Focus Area Trainees will be developed within the Lending Business, specifically in areas such as: Merchant Loan Risk Control Approval Management On-site Due Diligence Telephone Verification Process Quality Inspection Anti-Fraud Investigation Benefits Opportunity to transition into full-time roles based on performance Hands-on experience with real business projects Mentorship from experienced professionals End-to-end exposure to the Lending Business General Requirements To be eligible, applicants must: Be a Nigerian graduate Hold a B.Sc. in Finance, Accounting, Economics, or related field Have completed NYSC on or before March 2026 Possess strong analytical and problem-solving skills Be willing to learn and thrive in a fast-paced environment Ideal Candidate Profile You are a strong fit if you: Innovator program guide Are analytical and detail-oriented Have a strong interest in finance and lending systems Can evaluate risk and make sound decisions Are proactive and eager to learn Can adapt quickly in a high-performance environment Why You Should Apply Build a career in one of Nigeria’s top fintech companies Gain practical skills in lending, risk, and financial operations Learn directly from experienced professionals Work in a fast-growing, high-impact industry Position yourself for long-term career growth in fintech Application Details Programme: Graduate Trainee Programme (Lending Business) Location: Ikeja, Lagos Duration: 12 months + long-term development Eligibility: Post-NYSC graduates Apply Here